About Journal

The Journal of Contemporary Issues in Business and Government is an open-access, peer- reviewed international journal dedicated to the exchange of original scholarly research that informs business decision making and/or government policy. The journal is cross-sectoral, interdisciplinary and eclectic, and contributions are welcome across a wide range of research methodologies (e.g., theoretical or empirical, using either quantitative or qualitative methods) and topics.
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Journal Information

The Impact of the banking digitalization indicators disclosure on the market value of banks listed on the Egyptian Stock Exchange: An Applied Study

Dr. Alaa Fathy Zohry, Dr. Ahmed Mohamed Ibrahim Fadel, Dr. Asser Ahmed Khamis

Journal of Contemporary Issues in Business and Government, 2021, Volume 27, Issue 6, Pages 1-30
DOI: 10.47750/cibg.2021.27.06.001

This research investigates the Impact of the banking digitalization indicators disclosure
represented in the quantitative and financial indicators on the market value of the banks
listed on the Egyptian Stock Exchange, using the (Tobin's Q) model. To achieve the
research objective, the descriptive-analytical method was adopted, in addition to using
the data collected from the published financial and sustainability reports of the banks or
those which were available on the banks’ websites, as well as the reports of the Central
Bank of Egypt and the Egyptian Stock Exchange relating to the study sample. The
sample consisted of (11) banks listed on the Egyptian Stock Exchange, and the study
was conducted over (5) Quarterly periods from January 2020 until the end of March
2021.

The Impact Of Applying Value Added Tax (VAT) On Cooperate Sales

Dr Khaled Omair Alotaibi

Journal of Contemporary Issues in Business and Government, 2021, Volume 27, Issue 6, Pages 31-54
DOI: 10.47750/cibg.2021.27.06.002

The following study analyses the impact of a multidisciplinary strategy to lower the VAT levels
for food classes that equals 15% on the economy. Effects on food market rates, volumes of food
demand, government expenditure value-added tax income, consumer and producer gains as well
as inflation were evaluated. The effect of the equation decreases the amount of market prices of
food by decreasing The Value-Added tax ratio while the reduced estimated price is not
commensurate with the decrease in the value-added tax rate. The reduction of the value added
tax rate contributes to a marginal rise in sales of food. Simultaneously, decreasing the Value-
Added tax ratio lowers VAT income in the government budget, although the overall population
income exceeds the reduction a little.

Aligning Developmental Programs to Implement SDGs in India: Challenges and the Way Forward

Prashant Kumar, Kishore Kumar, Shephali Mathur, Meenakshi Singh

Journal of Contemporary Issues in Business and Government, 2021, Volume 27, Issue 6, Pages 55-64
DOI: 10.47750/cibg.2021.27.06.003

United Nations Agenda 2030 for sustainable development provides seventeen sustainable
development goals (SDGs) to be achieved by 2030. India also committed to SDGs and signed the
declaration to implement SDGs in the year 2015. India being home to one of the largest poor
population in the world, the success of Agenda 2030 to large extent depends upon how India
implements and achieves its SDGs targets. To this end, the Government of India has integrated
SDGs with the national policy framework to achieve the targets of SDGs. Now, the development
agenda of India primarily focus on five P’s- People, Planet, Peace, and Prosperity & Partnership.
The present study provides insights into the progress being made by India to achieve SDGs
through the review of various development programs. This paper maps various government
schemes and development programs being implemented to achieve SDGs in India. Further, the
paper also presents key bottlenecks and execution challenges to implement and achieve SDGs
targets in India.

Analytical study of some Scholars’ Views about Prohibition of Interest (A Review of You Tube Videos

Dr. Abdul Quddus Suhaib,Dr.Tariq Mahmood, Muhammad Akash Malik

Journal of Contemporary Issues in Business and Government, 2021, Volume 27, Issue 6, Pages 65-73
DOI: 10.47750/cibg.2021.27.06.004

This paper investigates about the prohibition of interest in Islam. In this paper, an analysis of some scholars’ views on YouTube videos regarding riba and interest is presented in a brief manner. The purpose of this paper is to discuss about the prohibition of interest and to find the difference of opinion among the Muslim scholars of different countries. In this way, it will become clear that, why interest is prevailing everywhere whether the society is an Islamic or non- Islamic society. Similarly, its popularity and grip over modern business and financial institution can be easily imagined. And from this, it will become clear that why the rich is becoming rich and the poor is becoming poorer.  In short, this paper is actually an analytical study of some Muslim scholars’ views that are presented and delivered on social media that is easy and fastest source of the present era for spreading any message and thoughts.

Education, Poverty, and Unemployment: A Way Forward to Promote Sustainable Economic Growth in Pakistan

RuqiaShaheen Najma Yasmin Noreen Safdar Fouzia Yasmin Sabila Khatoon

Journal of Contemporary Issues in Business and Government, 2021, Volume 27, Issue 6, Pages 74-85
DOI: 10.47750/cibg.2021.27.06.005

Research at hand used a generalized method of moments (GMM) to examine the relationship between economic growth, education, poverty, and unemployment in Pakistan. The study has looked at four different ways to analyzed and compared them with the growth path of Pakistan for the period under study 1990-2020 by providing the integrated approach. This research concluded that education hasan impact on unemployment and poverty, and all have an impact on economic growth in the long run. It shows that there isa fundamentalassociation betweenthe gross domestic product (GDP) and poverty (POV) and amongEducation enrollment. The findings of the research confirmed the positive effect of Education, Trade on economic growth, and unemployment have a negative influence on determining economic growth. This study is of particular concentration topolicymakers as it helps to formulate comprehensive economic policies to support economic development.

Barriers to women's economic empowerment in Iraq

Dr. Salam Al Shamy Marwa Abdel Rahim Abbas

Journal of Contemporary Issues in Business and Government, 2021, Volume 27, Issue 6, Pages 86-98
DOI: 10.47750/cibg.2021.27.06.006

There is small percentage of women in labor force in Iraq, despite their high proportion of the population.
The matter explains this phenomena is the nature of the rentier economy and neglecting of state
institutions as a whole to create a work environment ready to motivate and encourage women in different
their lives stages on paid work and continue to do by their whole activity. This ratio of productivity
work force declines and enhances the role of Iraqi oil sector in economy movement resulted in creation
weak economy depends on increases or decreases of growth rate occurs in oil revenues, in other words
on the fluctuations in global oil prices. To get rid of the consumption pattern of population over the age
of 15 at the expense of style production distinguishes developing countries in general and Iraq in
particular, there is a set of procedures operating on optimum utilization of human capital contribute to
change the course of the economy towards sustainable development requirements of justice in the
distribution of income and achievement high savings rates also investment product for new job
opportunities while maintaining the ability of future generations to achieve development. One of these
procedures enacting laws, amending and cancelling other laws, commensurate with achieving increasing
the productivity of the bulk of the workforce goal besides the use of the budget gender-sensitive and
public procurement policies to eliminate unequal access to economic resources between males and
females.

Maritime Trade and Pakistan’s Merchant Marines

Syed Husnain Haider, Dr Uzma Naz

Journal of Contemporary Issues in Business and Government, 2021, Volume 27, Issue 6, Pages 99-107
DOI: 10.47750/cibg.2021.27.06.007

Being a maritime country, Pakistan is facing challenges and difficulties to take advantage of
the resources of the ocean effectively. In the past, there is no strong footing and attentions have
given to the maritime industry. Whereas the ocean trade has might become the backbone of
Pakistan's economy. The Private and government shipping companies and the Maritime
industry can boost the economic process of Pakistan. It is a need of time to pay attention to
effective maritime policies and built the infrastructure for direct foreign investment. 80 % of
Pakistan's trade volume is done through the ocean and a major part of this trade is through
international shipping companies. New shipping business policies must be business-friendly.
Provide opportunities to the Private and Public sectors both to explore the offshore resources.
Provide facilitation to the tourism and hotel industry on the seashore can play a significant role
in the maritime industry.

Strong religions and challenges of globalization

Christine Carmela R. Ramos, PhD

Journal of Contemporary Issues in Business and Government, 2021, Volume 27, Issue 6, Pages 108-114
DOI: 10.47750/cibg.2021.27.06.008

The paper seeks a comprehensive philosophical understanding of "fundamentalism." Often
discriminately associated with the Muslims vis-à-vis terrorism, the paper might eventually be of
use to clarify the relationship between Muslims and Christians, as well as with other
denominations. The author believes that the philosopher should be alarmed to what the media
call the new level of "commodity fetishism" presents to the rest of the world toward (or against)
a particular religion, and should rather maintain open roads to dialogue as well as an honest
examination of one's own beliefs. The research covers cultural as well as social issues shaping
religion and more importantly, favors ideas over ideology in its discussions.
Sadly enough, fundamentalism is itself a challenge, far more difficult to understand, nonetheless,
the paper highlights fundamentalism in discussing and analyzing strong religions, the question of
violence, and enclave culture. The methodology is based on analysis, observations, and insights
entwined with the comparison of religions. This article does not just aim to limit itself to a
particular dialogue between the Muslim and (or versus) Christianity, but would also attempt to
include other beliefs of other parts of the world that would be as essential in comprehending
larger issues about one's faith.
The paper places the bottom line over the higher ideals of fundamentalists empowering
themselves by serving as an authority for a united front in bringing about a religious renaissance
amidst the fast-changing realities of the 21st century. Only by overcoming distrust and
discrimination, as well as maintaining inter-faith dialogues can an authentic path towards peace,
moral and social recovery could be realized.

How to reduce financial costs using renewable energies in developing countries

GholamrezaRezaei, Esmaeilvalizadeh, Nader Kashani

Journal of Contemporary Issues in Business and Government, 2021, Volume 27, Issue 6, Pages 115-128
DOI: 10.47750/cibg.2021.27.06.009

A unique position is given to developing countries in achieving the socio-economic and
environmental benefits of renewable resources as a means of adapting to energy demand in a
sustainable way. Implementation of sustainable activities in developing countries have proven
to be challenging, at least as much as in developed countries.The difficulty of attracting
adequate and cost-effective investment is considered as one of the major barriers to implement
renewable energy technologies in developing countries.This study examines the impact of
investment costs on the prospects for renewable energy generation in developing countries. The
present study presents a comprehensive analysis of developing countries, six renewable energy
technologies and three fossil fuel-based power generationtechnologies. Accordingto the results,
there are significant cost changes and a range under which renewables are deprived by current
financial activities.The energy-economic model is used to illustrate how reducing financial
costs improves the implementation of renewableresources. Also, according to the results of this
study, climate policies reduce financial costs for renewable resources, which is an effective way
to reduce greenhouse gas emissions.This study introduces new perspectives by using different
scenarios to develop energy investment in developing countries and presents several
conclusions for renewable energy policy makers and related projects developers and provides
solutions for energy analysis and investment modeling.

Corporate social responsibility in the era of the COVID-19 pandemic – experiences from Poland

Jakub Kubiczek

Journal of Contemporary Issues in Business and Government, 2021, Volume 27, Issue 6, Pages 129-137
DOI: 10.47750/cibg.2021.27.06.010

The COVID-19 pandemic has set a lot of obstacles for humanity. The only possibility to overcome it is to be guided by safety not only of the loved ones, but also of other people. Governments and health organizations around the world are working together to get as many people vaccinated as possible and to restore international movement. It should be noted that different companies are also going beyond the scope of their responsibilities in order to contribute to the mitigation of the effects of the pandemic. During the first wave of COVID-19 they did it in various forms, including financial and material support for hospitals, uniformed services and everyone else struggling with the pandemic. The article focuses on the activities of enterprises that are a part of corporate social responsibility. In the study, considerations on CSR were carried out in accordance with the 4-dimensional Carroll model the aim of which was the presentation and evaluation of activities under corporate social responsibility (CSR) in the era of coronavirus in Poland, as well as the answer to the two following questions: to what extent do company actions result, directly from the sense of internal duty of corporate social responsibility, and to what extent is it a result of the struggle to gain a competitive advantage? Based on the case studies, it was found that, in order to find out whether CSR in a pandemic is an investment that will pay off, restrictions must end in order to assess this in a stable economic environment. However, Poland's experience shows that in the first month there has been a huge increase in CSR initiatives. Moreover, state-owned enterprises provided the greatest support.

Revealing the Effect of Work-From-Home on Job Performance during the Covid-19 Crisis: Empirical Evidence from Indonesia

Donny Susilo

Journal of Contemporary Issues in Business and Government, 2020, Volume 26, Issue 1, Pages 23-40

This study aims to determine the effect of work-from-home on job performance. It proposes work environment, job satisfaction and work motivation as mediating variables, and answers how work-from-home affects employee performance through them. The study has implications for business practitioner who intend to measure the effectiveness of their work-from-home policies. This is especially pertinent during the coronavirus crisis. The original contribution of this study lies within its questionnaire that has been attuned to changes caused by COVID-19. Data collection was completed by distributing an online questionnaire to workers in Indonesia. The questionnaire with a Likert scale was sent to approximately 2720 employees by email and a link was also shared on social media. The survey attracted 330 respondents. To answer the research questions, this study used structural equation modelling. The output revealed that working from home, employees experienced greater enjoyment, satisfaction and motivation thus enhancing job performance. While the validity of this research is constrained in scope to how these benefits are manifested in Indonesia, there may be external validity among other countries affected by COVID-19.

Impact of work from home on employee wellbeing during pandemic

DR. BENITA.S. MONICA; MS. GHAYATHRI N

Journal of Contemporary Issues in Business and Government, 2020, Volume 26, Issue 2, Pages 442-446
DOI: 10.47750/cibg.2020.26.02.057

The research paper title work from home: A study on wellbeing of employees during work from home during coronavirus pandemic. The main objective of the study is to know how the employee wellbeing is affected due to work from home. Especially in the IT industry the work life balance of the employees is affected badly. The descriptive research is used in this study as the research design and the sampling method is used as the convenience sampling. The size of the sample collected in this study is sixty (60) also the primary data is used. The statistical tools used in this study are frequency analysis, mean analysis and regression. Regression analysis is used to measure the wellbeing of the employees during COVID-19 pandemic. The components used to measure the impacts of work from home on employee wellbeing are work demands, home demands, work interfering with family, family interfering work and employee wellbeing. This analysis will be useful for the human resource managers to know the wellbeing of the employees during work from home.

Investigating the relationship between competitive intelligence and risk dimensions and job performance of employees in Kerman Saderat bank branches

ALI BARAKCHI; MALIKEH BEHESHTIFAR; MAHMOOD NEKOIE MOGHADAM

Journal of Contemporary Issues in Business and Government, 2021, Volume 27, Issue 2, Pages 5-18
DOI: 10.47750/cibg.2021.27.02.002

The aim of this study was to investigate the relationship between competitive
intelligence and risk-taking with the employees' job performance in Kerman Saderat bank
branches in 2015. The method of study was descriptive and correlation. The statistical population
of this study included all 251 employees of Saderat Bank in Kerman that by using Cochran
formula a sample size of 152 people was selected. In this study, three questionnaires of
competitive intelligence with 0.91 validity and 0.93 reliability and risk taking questionnaire with
0.93 validity and 0.95 reliability and job performance questionnaire with 0.92 validity and 0.84
reliability were used. The collected data were analyzed by using Smart PLS 2. The results showed
that there is a relationship between competitive intelligence and risk-taking and the job
performance among the employees working in Kerman Saderat bank branches. Among the
components of competitive intelligence; a direct and significant relationship was found between
technical knowledge and strategic and social knowledge with job performance of the employees.
Among the risk taking components; the two components of credit risk, operational risk, and
market risk were significantly correlated with job performance of the employees. Therefore, it is
recommended that the bank managers have a correct and scientific management of the bank assets
and debts and they assess their own current and potential competitors to take step toward a better
performance of the employees in order to have growth and profitability in the banks and attract
financial resources.


Factors Affecting Smartphone Purchase Decisions of Generation-Y

Nushrat Shabrin, Sarod Khandaker, Saad Bin Abul Kashem, Chan Kit Hie, Teresa Susila

Journal of Contemporary Issues in Business and Government, 2017, Volume 23, Issue 1, Pages 47-65

Smartphones have become an indispensable part of daily life of GenerationY. Currently, Generation-Y accounts for the biggest proportion of the Malaysian population, and they are the main users of smartphones. The main objective of this research is to determine the factors influencing the smartphone purchase decisions of Generation-Y. Based on a literature review and survey, this study finds seven factors that influence smartphone purchase decisions: brand, convenience, dependency, price, social influence, product feature and social needs. The research used a questionnaire with a 5-point Likert scale for data collection and a sample of 152 respondents (Generation-Y) from the Kuching region of Malaysia. We find evidence that social influence, product feature, and brand image have significant positive impacts on the smartphone purchasing decisions. Other factors, such as convenience, dependency, price and social needs were statistically insignificant.

A study on the challenges faced by hr professionals during pandemic and in post pandemic

DR. PRASANNA SIVANANDAM; MR ASHWATH KUMAR R

Journal of Contemporary Issues in Business and Government, 2020, Volume 26, Issue 2, Pages 424-428
DOI: 10.47750/cibg.2020.26.02.054

The terms 'Human resource management' and 'Human resources’ have generally supplanted the term 'personnel management' and furthermore consider it as a cycle which is associated with dealing with the associations. Human Resource Management is the way toward enlisting the up-and-comers, choosing the correct candidate for particular job, accepting representatives, providing orientation, training and development, assessing the presentation of workers, choosing remuneration and giving advantages, propelling workers, keeping up legitimate relations with workers and their worker's organizations, motivating employees , ensuring employees safety, welfare and health measures of the employees. The objectives of HR in an organisation are as follows: Understand the scope of human resource management (HRM),explain what human resource management is and how it relates to the management process. Many organisations are managing with the Covid-19 coronavirus widespread by ordering or empowering representatives work from domestic all over the world. As the coronavirus spreads, working from domestic is the unused typical for specialists. Representative help programs (EAPs) will be important sources of organizational bolster to help representatives going through challenging times and progress their well- being and resilience. Again, a look on the Net of Science uncovers exceptionally few thoughts about EAPs in Asian nations. This activated organizational reactions such as decentralizing their operations and moving workers out of base camp, particularly in the event that found in huge urban ranges. This in turn driven to organizations re-examining their recompense arrangements to superior reflect emolument levels related with the nearby work showcase. A survey has been collected from the HR professionals from various organisations regarding the various challenges that have been faced by them during pandemic and in post pandemic and to find out the most influencing factors among the various challenges.

Revealing the Effect of Work-From-Home on Job Performance during the Covid-19 Crisis: Empirical Evidence from Indonesia

Donny Susilo

Journal of Contemporary Issues in Business and Government, 2020, Volume 26, Issue 1, Pages 23-40

This study aims to determine the effect of work-from-home on job performance. It proposes work environment, job satisfaction and work motivation as mediating variables, and answers how work-from-home affects employee performance through them. The study has implications for business practitioner who intend to measure the effectiveness of their work-from-home policies. This is especially pertinent during the coronavirus crisis. The original contribution of this study lies within its questionnaire that has been attuned to changes caused by COVID-19. Data collection was completed by distributing an online questionnaire to workers in Indonesia. The questionnaire with a Likert scale was sent to approximately 2720 employees by email and a link was also shared on social media. The survey attracted 330 respondents. To answer the research questions, this study used structural equation modelling. The output revealed that working from home, employees experienced greater enjoyment, satisfaction and motivation thus enhancing job performance. While the validity of this research is constrained in scope to how these benefits are manifested in Indonesia, there may be external validity among other countries affected by COVID-19.

Factors Affecting Smartphone Purchase Decisions of Generation-Y

Nushrat Shabrin, Sarod Khandaker, Saad Bin Abul Kashem, Chan Kit Hie, Teresa Susila

Journal of Contemporary Issues in Business and Government, 2017, Volume 23, Issue 1, Pages 47-65

Smartphones have become an indispensable part of daily life of GenerationY. Currently, Generation-Y accounts for the biggest proportion of the Malaysian population, and they are the main users of smartphones. The main objective of this research is to determine the factors influencing the smartphone purchase decisions of Generation-Y. Based on a literature review and survey, this study finds seven factors that influence smartphone purchase decisions: brand, convenience, dependency, price, social influence, product feature and social needs. The research used a questionnaire with a 5-point Likert scale for data collection and a sample of 152 respondents (Generation-Y) from the Kuching region of Malaysia. We find evidence that social influence, product feature, and brand image have significant positive impacts on the smartphone purchasing decisions. Other factors, such as convenience, dependency, price and social needs were statistically insignificant.

A study on customers perception towards online banking during covid-19

MR. RAM BABU CHERUKUR; MR. SIVAKUMAR S

Journal of Contemporary Issues in Business and Government, 2020, Volume 26, Issue 2, Pages 980-986
DOI: 10.47750/cibg.2020.26.02.138

Online banking is increasingly becoming popular because of convenience and flexibility. The present paper explores the major factors responsible for internet banking based on respondents’ perception on various internet  applications. It also provides a framework of the factors which are taken to assess the internet banking perception. The banking industry has been rapidly developing the use of  online banking as an efficient and viable tool to create customer value. It is one of the popular services offered by the traditional banks to provide speedier and reliable services to online users. With the rapid development of computer technology as a commercial tool, Internet banking can be used to attract more customers to perform banking transactions in related banks. However, the main problem of Internet banking faced by the providers is that a large number of the banks’ customers are not willing to use the Internet banking services offered. This happened due to the services offered through Internet banking have yet to satisfy their customers. Customer satisfaction is an important factor to help banks to sustain competitive advantages. Therefore, the purpose of this research is to search and examine the factors which influence customer satisfaction towards Internet banking. 

Role of Technology in Education

DR.MEENAKSHI SHARMA

Journal of Contemporary Issues in Business and Government, 2021, Volume 27, Issue 3, Pages 744-751
DOI: 10.47750/cibg.2021.27.03.104

With the advancement in technology there is a rapid change in the manner in which individuals live, associate, impart, and lead business. This change is regularly alluded to as the "digital revolution," which is the headway of innovation from simple, electronic and mechanical apparatuses to the technically advanced instruments accessible today. The utilization of digitalization in the learning procedure and training rehearses in formal instructing is exceptionally subjected to the capacity of educators to deliver it without imperiling the lavishness of the study hall condition, to be specific the consideration that understudies need to follow the progression of argumentation and to ensure the nature of the inquisitive. In this paper, a research is made on the impact of technology in the modern era and how it impact the life of the scholars, graduates and alike as yet more advancements have to be done in the implementation of digital technology in the study hall and on the performance of the educator particularly on how performing various tasks influences the educator job in-class in delivering and explaining the content in a more precise manner that is easy for the students to grab things more easily.

Halal Food Crime in Malaysia: An Analysis On Illegal Meat Cartel Issues

MOHD FARHAN MD ARIFFIN; NURUL SYAHADAH MOHD RIZA; MOHAMMAD FAHMI ABDUL HAMID; FAREED AWAE; BADLIHISHAM MOHD NASIR

Journal of Contemporary Issues in Business and Government, 2021, Volume 27, Issue 2, Pages 1407-1412
DOI: 10.47750/cibg.2021.27.02.152

Malaysia is a known for its high level of sensitivity in the halal and haram aspects. Its status as an international halal hub reflects the sustainable halal ecosystem in the country, supported by the sensitivities of the government, industry and consumers. Unfortunately, there are irresponsible parties who make halal food a medium of crime. Thus, various food crime issues rise such as food crime, food fraud, food adulteration, food terrorism and cases that cover it. Accordingly, the objective of this article is to target the analysis of food crime issues in Malaysia, focusing on the issue of illegal meat cartels. In addition, various causative factors have been put forward, as well as modern technological alternatives as practical solutions. Data were analysed in a qualitative approach, in which data were collected through document analysis from various primary and secondary sources. As a result, the issue of illegal cartel meat has betrayed all consumers in Malaysia. The government needs to empower halal control in the country, including making practical use of the Industrial Revolution 4.0 era technology.

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